SCOTT SECOR, Motivated Agent

Building communities, one welcome mat at a time.

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Welcome to MotivatedAgent.net (aka ScottSecor.net), your prime source for Minnesota residential and commercial real estate. We serve the greater metro area and select out-state regions.

In today's changing real estate market, timing is everything, whether buying or selling. You can beat other homebuyers to the hottest properties in the area by using my Advanced Home Search with automated e-mail listing notifications.

If you own real estate that you wish to sell, I would be happy to provide you with a Home Evaluation to determine the best possible selling price in today's soft market. And if you feel trapped by a home that is worth less than when you bought it, I offer sensible options to those who imagined they had nowhere to turn.

Whether you are buying or selling a property, I want to earn your business and your trust. I invite you to contact me at your convenience so that I may assist you with this very important transaction.

If you have any general questions regarding the purchase or sale of a property, please contact me directly. I would be delighted to PRE-APPROVE you for your next loan, regardless of credit history. I am also a seasoned mortgage banker / broker who offers far more programs than the average lender. I have more than one hundred residential lending partners and another one hundred commercial lending partners at my disposal. Yes, I do lend in Wisconsin and many States other than Minnesota. Contact me to discuss your loan scenario.

Those who have less-than-perfect credit qualify for special attention. I will assit you in removing incorrect information in your credit profile, show you how to dramatically improve your credit scores, and save a small fortune in interest on the purchase of your next home! No ordinary REALTOR^® or lender has my knowledge of credit. So why settle for less?

If you have questions regarding the purchase of fresh HUD homes, foreclosed properties, bank REOs, and pre-foreclosures (short sales) that we have at our disposal you are encouraged to contact me. For those who don't want a pre-owned home, I have hundreds of new construction properties (single family homes, townhomes and condos) that are dramatically discounted.

Furthermore, I also offer access to unique properties that are not listed anywhere -- several ranging into the millions of dollars and heavily discounted!. There are always new and interesting opportunities for those looking for bargains.

Take time to browse my website for the latest listings, valuable reports, and other important information. This knowledgebase changes and expands daily, so please return often.

Buyer, seller, agent, builder ... no matter what your needs may be, I look forward to serving you.

Always cheerful and sincere,

D. Scott Secor
REALTOR^® and Mortgage Broker

Bridge Realty LLC

Bridge Realty LLC
102 North Chestnut Street
Chaska, MN 55318

612.272.7864 cell

NOTE: Agents and brokers are encouraged to sign up for BiO™ Membership (by invitation only). To secure your new website, please click the "For Agents" link at the base of the page. Your website will be ready in a matter of minutes and can be customized to your exact needs with very little effort and no knowledge of programming. Builders are also encouraged to click the same link and to specify "Builder" rather than Agent when prompted. I look forward to adding you to my growing list of trusted business associates.

All listings are deemed reliable, but are not guaranteed and should be verified. Property data presented reflects information which may otherwise be available from public records. The REALTOR^® providing this information may not have represented the buyer or seller in some or all of the transactions. All representations and warranties regarding the information are disclaimed. Listings are subject to errors, omissions, price changes, prior sale, rental, and withdrawal without notice.

Real Estate Link World

Real Estate Webmasters

Professional Associations

North Metro Realtors Association National Association of Realtors

The data relating to real estate for sale on this web site comes in part from the Broker Reciprocity Program of the Regional Multiple Listing Service of Minnesota, Inc. Real estate listings held by brokerage firms other than ours may be marked with the Broker Reciprocity logo and detailed information about them includes the name of the listing brokers.

STRATEGIC PARTNERS WANTED

I enjoy partnering with other real estate professionals, builders, and developers. I also look forward to working with trusted advisors such as financial planners, real estate attorneys, CPAs, estate planners, business consultants, and anyone who performs a valuable service for their clients -- and who may need the services of a team of experienced mortgage lenders and real estate professionals. If your clients have damaged credit, teaming with me is an exceptionally important benefit!

CIMLS - Commercial Property Listing Service

Security Links

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Current Specials

Priced well below market for fast sale.

2946 Colfax Ave N, Mpls.
Remod. Anoka Twin Home
407 Cedar Place, Maple Lk
5-acre parcel in Elk River
10-acre parcel in Isanti
Healthcare Facility, St.Paul
Executive Models, Mpl Grv
Exec Home 3-acre Ramsey
Exec Home 4-acre Rum Rvr
14840 Zuni Street, Ramsey
108-unit Apt. Complex
(more complexes coming)

also dozens of unlisted investment properties (fully occupied), foreclosures, pre-foreclosures, short sales, and unlisted new construction homes ($180K to $2.5 million) ready for immediate occupancy! Investors are encouraged to contact me with your Wants & Needs.

InspiredFinancing.net
Residential-Investment-Commercial
ALL credit welcome
Call 612.272.7864
or email:
info@scottsecor.com
for courteous and professional service

Mortgage Market

As always, our conforming rates are generally below the national market averages indicated. Assume 80% LTV >$200K purchase or rate & term refi in Minnesota (full doc., 700+ median credit score). 40-year fixed rate mortgages are approximately .250% higher. Please call for details.

Jumbo loan rates generally average .50% higher than conforming interest rates. Assume 80% LTV >$500K purchase or rate & term refi in Minnesota (full doc., 700+ median credit score).

2008 CONFORMING LOAN LIMITS

1 unit - $417,000
2 unit - $533,850
3 unit - $645,300
4 unit - $801,950

2008 VA Loan Limit $417,000 for SFR
Click for FHA Loan Limits

Non-conforming rates: are priced on a case-by-case basis, and are dependent upon many critical factors including not only the qualifications of the borrower(s), but also the qualifications of the subject property. Non-conforming programs serve borrowers with bruised credit, as well as conforming borrowers buying investment properties.

Commercial Loans: are also priced on a case-by-case basis. Unlike your local bank, we offer a variety of programs including loans that are underwritten more like residential mortages than the traditional commercial process. We offer financing or 90% to 97% LTV (with strong credit and assets). We even cater to those with less-than-stellar credit, and can provide loans as high as 70% LTV which will allow seller carry-backs to 90% CLTV. Our current programs feature 15, 20, 25, and 30 year amortization schedules.

Changes in Minnesota Mortgage Lending law, effective August 1st, 2007, may affect your ability to qualify. Negative amortization loans and Pre-Payment Penalties are no longer permissible in Minnesota on primary residences, unless the lender is Federally chartered. Adjustable Rate Mortgages must now qualify at their Fully Index Rate -- this will limit your ability to borrow.